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Tuesday, February 16, 2021 - 18:25

How to Survive the Coming Economic Crisis

He Is Risen–Breaking the Chains of Financial Bondage

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Speaker

Dwight K. Nelson

Since 1983, Dwight Nelson has served as lead pastor of the Pioneer Memorial Church on the campus of Andrews University. He preaches on the “New Perceptions” telecast, teaches at the theological seminary and has written some books, including The Chosen. He and his wife, Karen, are blessed with two married children and 2 granddaughters.

Saturday, April 20, 2019
Program: 
Praise
Christ Is Risen • Because He Lives • Worthy Is the Lamb/Agnus Dei
Prayer
Rodlie Ortiz
Children’s Story
On an American Spiritual [WereYou There?] • David Holsinger
Worship in Music
Wondrous Love • Donald Grantham
Processional of Hope
Dwight & Karen Nelson
Hymn of Hope
Christ the Lord Is Risen Today • 166
Homily
"He Is Risen: Breaking the Chains of Financial Bondage"
Dwight K. Nelson
Commitment Card, Tithes & Offerings
He Lives • 251

More In This Series

"How to Survive the Coming Economic Crisis:
He Is Risen—Breaking the Chains of Financial Bondage"

www.newperceptions.tv

» The Story

• Luke 24:1-8

» The Stats

• At the end of last year million Americans had a credit card(s).

• The average credit-card debt per borrower is $—up about 7.5 percent from 2015.

• If you paid only the minimum payments on a $5000 credit card debt, you would be in debt for more than years and end up paying $ in interest based on national averages.

• According to a NerdWallet study, the average American household has more than $ in credit card debt.

• Millennials (18-34) carry around $ in debt (student loans, credit cards, mortgages).

• Total student debt now exceeds $ .

• Thus % of Americans live from paycheck to paycheck.

• More than have less than $1000 reserved for emergency purposes.

• According to USA Today some million Americans—or 16% of the adults—think they will miss at least one credit card due date in 2019.

www.usatoday.com/story/money/2019/02/27/student-loan-debt-4-things-keep-...) (www.usatoday.com/story/money/personalfinance/2019/03/12/national-debt-ri...) (www.investopedia.com/investing/early-warning-signs-next-financial-crisis/)

» The Scripture

• "'The Son of Man must be delivered over to the hands of , be crucified and on the third day be raised again.'" (Luke 24:8)

• Isaiah 53:6—"And the LORD has laid on Him the of us all."

• 2 Corinthians 5:21—"God made Him who had no sin to be for us, so that in Him we might become the righteousness of God."

• He died a Debtor, so that we might live free.

• 2 Corinthians 8:9—"For you know the grace of our Lord Jesus Christ, that though He was , yet for your sake He became , so that you through His poverty might become ."

» The Steps

• Jesus: "Seek the Kingdom of God and His righteousness, and all these things will be added to you." (Matthew 6:33)

• #1—Perform what Dave Ramsey calls a " ."

www.thriventcu.com offers this practical counsel: (1) Do not use debt (credit cards) to buy short-term consumer goods, such as clothing, entertainment or electronics; (2) avoid debt over items with a short life span and little resale value; and (3) avoid debt which comes with a very high interest rate.

• Dave Ramsey: "There is NO positive side to credit card use. You will spend more if you use credit cards instead of cash. If you 'have to' use plastic, I suggest a debit card. I use them for travel and the occasional convenience of ordering something over the Internet or phone. Other than that, I use ." (www.daveramsey.com)

• #2—Always pay more than the .

• #3—Pay off your credit cards beginning with the lowest in order to experience success as soon as possible.

• #4—Reduce the rate.

• #5—Beware of debt settlement companies.

• #6— to somebody.

• James Scurlock: "Maybe it’s because of what Dave Ramsey calls the intense that everybody feels about debt—the false certainty that everyone else has got it together. Or maybe it's what Bob, the Debtors Anonymous member I interviewed, told me: debt is simply not a socially acceptable topic; one can talk about one's sex life or even one's drug addiction as though it were fashionable, but owning up to one's financial troubles means being ostracized from the world of polite conversation." (Maxed Out 123)

• National Foundation for Credit Counseling (800-388-2227)

• #7—When you make God . . . He will make it .

• Malachi 3:10-12

Make God First

(Flyer, TV, Google search, name of person who invited you, etc.)
Family Resilience Conference

Over the past year, families have been bombarded by all sorts of stressors and challenges, ranging from the minor to the major, mostly thanks to the pandemic. With limited access to face-to-face help and social interaction, some families have been trying to cope with depression, anxiety, grief, abuse, trauma, and the like, often without the assistance, they need. Others have been overworked and overwhelmed. Family relations may have become strained. And we’re not out of the woods yet. But there is, thankfully, a glimmer of hope. How will our families fare when this pandemic subsides?

Pastor Ben and the Family Life Committee have recognized these challenges for families and in response have organized a Family Resilience Conference. It is scheduled for Sabbath, April 17, 3:00 – 7:00 PM and will be presented via Zoom.

There will be two presentations at each hour on topics related to parenting and family relationships during times of crisis, healthy grieving, the need for nature, and how families can be resilient. These will be followed by a Family Fun Session at 6:00 PM where families can spend some time having fun together and with other families.

You can register online for all or just parts of the conference or text the word PARENT to 269-281-2345. If you have any questions, please contact Diane Helbley at diane.helbley@gmail.com.

Register Online

Michigan Conference Women's Ministries Retreat 2021

This Women's Ministries event will be live-streamed from Camp Au Sable. The theme is "Warrior not Worrier".

April 16 – 18, 2021
Streaming at www.michiganwm.com

Ruth Murdoch Elem. School Kindergarten Visitation Days

We are happy to invite you to a Kindergarten Visitation for both parent and child on April 21 and 22 at Ruth Murdoch Elementary School. Please call 269-471-3225 to schedule an appointment, with three or four families coming at a time, for a brief meeting. You will be able to meet the teacher, see the room with some projects set out, and meet a few of the other students who will be coming to Kindergarten. There will be a gift for parents and a craft bag for students. Masks required. A Zoom meeting will be available for those who can't attend.

Offering for April 10, 2021

Sarah loved Jesus from a young age and always believed in Him. Yet, she felt she was never good enough for Him and didn't see how she would be able to do all of the right things in order to be saved. Sarah found herself engaging in unhealthy habits, searching for worth in relationships and substances. Sarah knew this was not the right path, and she shared her feelings with a friend. Her friend suggested she download some resources on her phone that would allow her to lift up her thoughts and feel that God was close to her. That's when Sarah found Hope Channel—right in the app store on her phone. "I liked the name," Sarah said. "'I thought okay, Hope Channel' – I am really looking for hope right now!" She immediately began to watch the program Table Talk. Through this program, Sarah was able to see and understand God’s grace. Her life began to transform. This led to finding Let's Pray LIVE. "They say 'the place where you don't have to pray alone,'" said Sarah. "My husband is not a believer so a lot of times I do pray alone, and since I found them, I'm not!" Sarah says, "I'm just so grateful that I found [Hope Channel] and since I found it, I have never once thought about throwing away this precious life that I've been given. I am joyful." Thousands across North America and around the world like Sarah are searching for hope. Today, your offering will further the ministry of Hope Channel. Let us join together to share hope around the world!

—Elizabeth Camps, Director of Marketing for Hope Channel International, Inc.

Pioneer Live on Roku

We are pleased to announce the availability to view worship, both 9:00 AM and 11:45 AM services, on Roku® devices and enabled TVs! On your Roku device simply search for "Pioneer Memorial Church Live" and add the channel to your Home screen. You can also sign into your Roku account and add it here. If you need assistance adding our channel please send an email to webteam@pmchurch.tv.

Add to Roku Device

Media Ministry

Does Prayer Work?

Join ASAP Ministries and the Stevensville Seventh-day Adventist Church for a special Spring Week of Prayer, April 12-17. Attend in person or via Zoom to discover the power of prayer through Spirit-filled presentations and united prayer sessions led by
missionary and ASAP Ministries' Prayer Coordinator Gem Castor. Visit asapministries.org for more details, including Zoom login information.

Free Tax Prep!

If you earned $57,000 or less you can have your 2020 income tax prepared for free by IRS certified volunteers at Andrews University. This is a drop-off only site with limited space. Please call 269-471-6538 Thursday, Friday or Sunday 12:30 – 5:00 PM (don’t leave a message) or email Cidfreetax@gmail.com to schedule an appointment to drop off your documents. Appointments can be made for any Sunday afternoon March 21 – April 11 (12:30 – 4:30 PM). Drop-off site will be at Andrews University, Buller Hall, room 203 by appointment only.

Will Prepare 

  • Wages, salaries, etc. (Form W-2)
  • Interest Income (Form 1099-INT)
  • Dividends Received (Form 1099-DIV)
  • State Tax Refunds (Form 1099-G)
  • Unemployment Benefits (Form 1099-G)
  • IRA Distributions (Form 1099-R)
  • Pension Income (Forms 1099-R, RRB-1099, CSA-1099) 
  • Social Security Benefits (Form SSA-1099) (RRB-1099)
  • Gambling Winnings (Form W-2G)
  • Education Credits (Form 1098-T)
  • Child Tax Credit
  • Earned Income Credit
  • Health Insurance Statements (Forms 1095-A, B or C)

What to Bring 

  • For married filing joint, both spouses must be present 
  • Photo identification for you and your spouse (if filing joint return) 
  • Social Security cards or Individual Taxpayer Identification Number documents for you, your spouse, and dependents 
  • Birth dates for you, spouse, and dependents 
  • A copy of last year’s tax return 
  • All Forms W-2, 1098, and 1099 Form 1095-A (Marketplace Health Insurance) 
  • Information for other income 
  • Information for all deductions/credits 
  • Total paid to day care provider and their tax ID number 
  • For direct deposit of refund, proof of account
40 Days of Prayer Challenge

The Pioneer Family is invited to join Stephen Farr and @Unmistakablymelissa for a very special 40 Days of Prayer Challenge March 31 – May 9, 2021. Melissa and Stephen will be going through the devotional book "40 Days Prayers and Devotions to Prepare for the Second Coming," by Dennis Smith. Each day you can join them on Instagram for a Live re-cap and a special time of prayer. Melissa will also be sharing each day on her YouTube channel.

The goal of this challenge is to empower you and a partner to strengthen your prayer time, to encourage you to pray for others, to receive the baptism of the Holy Spirit and to pray together as a community for the Second Coming of Jesus. By joining this challenge, you are becoming a part of a revival that is beginning right here at Andrews University and is already reaching people around the world. You are joining in our shared mission to be World Changers for a changing world. You are joining in praying that Andrews University, its staff, faculty and students will be blessed now and, in the years, to come with the outpouring of the Holy Spirit. We want to see revival. We want to see "His Kingdom Come and His will Done on Earth as it is in Heaven." We want to be part of preaching the gospel to the world as a witness to all the nations and we want to see Jesus coming again in the clouds. Amen 

If you'd like to join in the challenge, the book can be ordered on Amazon or at www.spiritbaptism.org. Live sessions will be recorded each day and uploaded to Instagram, YouTube, and Andrews University Graduate Student Association Facebook Page and multiple other platforms.

"Thank you so much for joining us in this 40 Days of Prayer Challenge. I can't wait to hear and share the miracle stories that happen during and after this challenge."

–Stephen William Farr, Andrews University Graduate Student Association Student Chaplain

Media Team Volunteers

The Pioneer Media Team is looking for additional volunteers for its local audio and global television ministry. Members volunteer at least 1 time every 3 Sabbaths, for both the 9:00 AM and 11:45 AM services. Current needs include Platform Manager, and various Audio Technician positions. Extensive experience is not required to volunteer and training is provided. Volunteers should be at least a Junior in high school for media roles.

Volunteer

Adult Sabbath School Lesson Study

If you have not been able to connect with your Sabbath School Class due to the pandemic, we would like to hear from you so that we can put you back in touch with your class. Please email member@pmchurch.org or contact Heidi Ha, Pioneer's Member Engagement Coordinator on 269-471-3133. Some Sabbath School classes are meeting face-to-face in the Seminary on Sabbath mornings. These classes follow the CDC and State of Michigan protocols for social distancing; other classes are meeting virtually through Zoom. We are happy to connect you with any of these classes.

-Mordekai Ongo, Sabbath School Superintendent

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